Shopping for car insurance is not easy. There are so many alternatives, how to pick the right one? We have gathered the most useful and up to date information for buying and choosing the right car insurance. We hope this site proves useful for you in your quest! Don't forget to bookmark us and come back often!
Using the Autograph for Cheaper Car Insurance
by Joseph Kenny
What if your motor insurance provider told you that you could get up to 25 percent discounted from your next car insurance policy simply by showing them that you were a safe driver? It would sound obvious won’t it - after all, basically, isn’t that what a no claims bonus is all about? Well, you can guess again, because with the new “autograph” device getting up to 25 percent discounted on your car insurance policy in the years to come is going to be a very real experience!
What Is The Autograph?
Basically, an “autograph” is a device that you ask a garage to plug into the diagnostic part of your car (which can be found underneath your steering wheel). The autograph will then record all of your driving
Cars at up to
90% off the book value!
skills, including how fast you drive, your average speed, whether or not you need to suddenly break (and, if so, how often), the times of the day that you like to be out and about on the roads, what your average mileage is, what your longest and shortest journeys are. In fact, the list is endless. After a pre-determined period, say three or six months, you then return to garage that installed the autograph and they will uninstall it and replace it with a new one. The old autograph is then plugged into a computer and all the requested recorded data is feed into a computer and sent to your motor insurance provider. Your motor insurance provider can then take a look at all of this recorded data and can decide, more
Get a free brand new car!
accurately, if you are a high or low risk driver!
Benefits of the Autograph
If you are a good driver, the benefits of agreeing to use an autograph are easy to see – after all, recorded data rarely lies! The downside to using an autograph is the fact that it is recording the data collected in the car. This has two effects – first, you have to have a car capable of recording this data (i.e., not too old); second, the data collection cannot differentiate between drivers. As such, if you have a car in your house that is driven by several different people, the autograph will not be able to tell who is driving the car at any given time. Consequently, if you have your son or daughter on your car insurance and they
tell you they like to drive at 50 miles an hour, while the autograph tells the motor insurance provider they like to drive at 120 miles an hour, it’s not likely you are going to be getting the 25 percent policy premium discount you were looking for!
All in all though, as with pay per mile car insurance, getting cheap car insurance using an autograph device, although being the way of the future, is here to stay and will most probably benefit far more motor drives than it inhibits.
About The Author
Joseph Kenny is the webmaster of http://www.insure121.com where you will find information, news and links to the latest car insurance quotes in the UK.
Related Articles
Car Insurance, A Higher ‘Excess' Is The Ticket To Lower Premiums - Michael Challiner
When you arrange your motor insurance policy, you get the chance to stipulate how much excess you are willing to pay. This means that if your car is repaired through your insurance policy, you have to pay a certain amount towards the cost. You...
Hiring a car abroad - it's not just the car insurance you need to worry about - Paul Johnson
Whilst soaking up to sun on the Costa del Sol you're a world away from the stress and troubles of normal working life. No deadlines, no road rage and no commuter traffic making you late for work. However, if you decide to hire a car there's more...
Car Insurance online quote - Chris Gunnels
Car Insurance online quote with a state by
state guide. Auto insurance is designed to protect you, your
family, and your investment (your automobile) in the case of an
accident. Based on a profile of the primary driver (including
your driving...
New Concepts In Car Insurance - Pay As You Drive - David Demetre
You can pay as you talk with a cell phone plan, so why not pay as you drive auto insurance? It sounds like a good idea; but would pay as you drive auto insurance work for you?
The idea behind pay as you drive auto insurance is simple. Basically...
15 Ways to Lower Your Car Insurance Quote - Andrew Bowen
1. Shop around
The difference in price between various companies can be significant. What one company may consider a high risk factor another company may not view as so important. Insurance companies arrive at a price for your car insurance...
Factors That Affect Your Car Insurance Premium - Jon Register
Many factors affect the premium you will pay for auto insurance. Each is a statistically based risk for a specific population. The higher the risk associated with a person, the more he or she is likely to pay for coverage. We have elaborated on some...
Top 10 ways to save money on car insurance - Robert Lawrence
Purchasing car insurance can be somewhat complex. The more
information you're armed with will help you save money. Below
are 10 ways to save money on anyone's car insurance.
Clean Motor Vehicle Report (MVR) - Try your best to
have a...
Need more information? Try a search:
Latest news on Car Insurance
Brought to you by Yahoo News